Terms of Use

1. Terms

By accessing this School, you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this School are protected by applicable copyright and trademark law.

2. Use License

1. Permission is granted to temporarily download one copy of any downloadable materials on the School’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
   1. 1. modify or copy the materials;
      2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
      3. attempt to decompile or reverse engineer any software contained on the School’s web site;
      4. remove any copyright or other proprietary notations from the materials; or
      5. transfer the materials to another person or ‘mirror’ the materials on any other server.
2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Intellectual Property Rights

All algorithms, code, ideas, and any intellectual property created, discussed, or derived during class or tutoring sessions at Lumiwealth are the exclusive property of Lumiwealth. This includes, but is not limited to, the rights to use such intellectual property for commercial purposes, such as in the development and operation of financial products, hedge funds, ETFs, or other investment vehicles.

Participants in these sessions acknowledge and agree that such intellectual property is solely owned by Lumiwealth. They further agree that Lumiwealth has the unrestricted right to use, modify, and capitalize on this intellectual property in any manner, including for profit-generating activities, without obligation to the participant.

Any use, reproduction, or dissemination of these materials by participants is strictly prohibited unless expressly authorized in writing by Lumiwealth.

4. Educational Purpose and Disclaimer

The content provided by Lumiwealth, including but not limited to algorithms, code, and educational materials, is for educational purposes only. Lumiwealth is not a licensed financial advisor. The information and materials are not intended to be, and should not be interpreted as, investment advice or recommendations. Users should consult with a qualified financial professional before making any investment decisions based on the content provided by Lumiwealth.

5. Code Accuracy and Risks

The code provided by Lumiwealth is for educational and illustrative purposes and is not intended to be used for actual trading or real-money investments. While we strive for accuracy, Lumiwealth does not warrant that the code is free of errors or bugs. Users should be aware that any use of the code with real money is at their own risk and discretion.

6. Disclaimer

The materials on the School’s website are provided ‘as is’. The School makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the School does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

7. Limitations

In no event shall the School be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the School’s website, even if the School or an authorized of the School has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

8. Revisions and Errata

The materials appearing on the School’s website may include technical, typographical, or photographic errors. The School does not warrant that any of the materials on its web site are accurate, complete, or current. The School may make changes to the materials contained on its web site at any time without notice. The School does not, however, make any commitment to update the materials.

9. Links

The School has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the School of the site. Use of any such linked website is at the user’s own risk.

10. Site Terms of Use Modifications

Lumiwealth (referred to as “the School” in these Terms) reserves the right to revise, update, or modify these Terms of Use at any time without prior notice. By continuing to access or use our services after such revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the services. We recommend reviewing these Terms of Use periodically for any changes.

11. Governing Law

Any claim relating to the School’s website shall be governed by the laws of the School Owner’s home jurisdiction without regard to its conflict of law provisions.